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IRA Qualified Charitable Distribution (QCD)

Make a charitable IRA rollover gift today.

Qualified Charitable Distribution (QCD) is a tax free direct transfer of IRA funds to Jobs Partnership. Donors 70 ½ or older may roll IRA funds to ministry tax-free up to $108,000 (indexed for 2025).

  • You must be age 70 ½ or older at the time the gift is made.
  • You must request from the IRA plan custodian a direct transfer of funds to Jobs Partnership for the gift to be tax-free (also known as a Qualified Charitable Distribution).
  • Gifts can be used to satisfy your IRA Required Minimum Distribution (RMD) once they begin.
  • Each person may give up to $108,000 annually (indexed for 2025).
  • Gifts can be designated for a specific Jobs Partnership project or where most needed.
  • Funds held in 401(k), 403(b), or tax-deferred annuity plans are not eligible but may be rolled over into a Standard IRA, then used to make tax-free gifts to ministry. Gifts from a SEP-IRA and SIMPLE IRA may qualify but should be discussed with your professional tax advisor.

When instructing your IRA plan custodian to make a gift, please request that your name and address as the donor be included with the check, or contact us in advance to provide this information so we may credit it to your account accurately. Please notify us once you have made an IRA Rollover gift in order for us to receipt you correctly and in a timely manner.

Additional Information

Please Note

The information on this website is not intended as legal or tax advice. For such advice, please consult an independent attorney or tax advisor. 

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